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Clear guides to personal loans, repayments, consumer rights and money management for Australians, from Sunshine Loans.

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• Blog (2 articles)
• Borrowing Basics and Comparisons (5 articles)
• Compliance (2 articles)
• Consumer Rights (5 articles)
• Education (2 articles)
• Employment, Income and Eligibility (8 articles)
• FAQ (2 articles)
• Interest, Fees and Repayments (10 articles)
• Responsible Lending (15 articles)

Recent articles

• What Expenses Do Lenders Consider When Assessing a Loan?

  Learn which everyday and less frequent expenses lenders may consider when assessing a loan, and why your budget matters as much as your income.

• Responsible Lending vs Responsible Borrowing: What Is the Difference?

  Responsible lending and responsible borrowing are not the same thing. Learn the different roles you and a credit provider play.

• Why Is Accurate Information Important When Applying for a Loan?

  Learn why giving accurate, complete and current information in a loan application matters, and how it supports a fair assessment.

• How Do Existing Loans and Debts Affect a Responsible Lending Assessment?

  Learn how existing loans, credit cards and buy now, pay later accounts may be considered when a lender assesses a new application.